Carta prepagata

Le carte prepagate, anche chiamate carte di credito ricaricabili, carte ricaricabili sono un tipo di carta di pagamento di debito (il pagamento è detratto dai fondi correnti).
Le carte di pagamento dette "prepagate" si differenziano dalle carte di debito (o carta Bancomat) e carte di credito poiché sono collegate ad un c.d. "borsellino elettronico", il cui accesso è garantito dalla carta stessa. Generalmente il pagamento viene addebitato istantaneamente. Molte carte prepagate sono associate e/o collegate ad un conto corrente bancario (carte conto con IBAN).
Le carte prepagate utilizzano solitamente gli stessi circuiti delle carte di credito (i più utilizzati sono VISA Electron e MasterCard).
Da distinguere dalle carte prepagate è la "gift card", o carta regalo. Queste sono emesse principalmente da piccole imprese (soprattutto esercenti) i quali a fronte di un pagamento immediato, erogano sulla carta un importo (spesso maggiorato di alcuni punti percentuali). Ad esempio, prepagando 50 euro di servizi presso un centro estetico, l'esercente può caricare sulla carta 70 euro. (fonte: Wikipedia)
Comunicati Stampa

Advanced Cash Chooses Wave Crest as Its Prepaid Program Provider

Around the world, customers use the Advanced Cash payment services platform to perform a multitude of financial transaction types. Freelancers, business owners, and affiliate program managers can pay partners, and receive payments, all through a single account. (PR Newswire - 14/04/2014) Leggi

InComm announces partnership with MOL in Southeast Asia

(Logo: http://photos.prnewswire.com/prnh/20110525/CL09221LOGO) (PR Newswire - 26/02/2014) Leggi

Concise Analysis of New Opportunities in the Philippines' Cards and Payments Industry

     (Logo: http://photos.prnewswire.com/prnh/20130307/600769 ) Over the forecast period, the prepaid cards category is expected to record the highest growth at a CAGR of 15.77% due to increased adoption by the government and corporate companies. The card volume will increase from 11.2 million cards in 2013 to 20.0 million in 2017. The cards and payments industry benefits from international remittances due to the large number of Filipinos migrating to other countries. Remittance money rose by 5.7% to US$6.9 billion in the first quarter of 2013 and it is expected to grow further as more Filipinos seek employment abroad. (PR Newswire - 13/02/2014) Leggi

Wirecard and cadooz Bring Joint Co-Branded Prepaid Card Product to the Market

The cooperation includes the issuance of two Maestro prepaid card products in different versions: "cadoozCard" and "cadoozCard plus". Both cards can be used as a reward and recognition tool for employee incentives. The issuance of both cards recently started in Germany, and the program will be swiftly expanded to additional European countries. (PR Newswire - 12/11/2013) Leggi

Dancing to the Tune With the Black Carte TRACE Prepaid MasterCard®

The Black Carte Trace Prepaid MasterCard is proving to be quite a hit with the youth market in France. The card was designed specifically for the French market by Prepaid Financial Services (PFS), a leading global prepaid provider and MasterCard Prepaid Partner, in collaboration with CreaCard SA, an innovative creator and provider of turnkey prepaid solutions and TRACE TV, an international music TV channel and Media Group that broadcasts to 150 countries around the globe. (PR Newswire - 08/07/2013) Leggi
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