Carta prepagata

Le carte prepagate, anche chiamate carte di credito ricaricabili, carte ricaricabili sono un tipo di carta di pagamento di debito (il pagamento è detratto dai fondi correnti).
Le carte di pagamento dette "prepagate" si differenziano dalle carte di debito e carte di credito poiché sono collegate ad un c.d. "borsellino elettronico", il cui accesso è garantito dalla carta stessa. Il pagamento viene addebitato istantaneamente: questa differenza sostanziale, con gli altri strumenti di pagamento, è un rilevante vantaggio per chi deve incassare l'importo essendo garantito l'immediato accredito. Molte carte prepagate sono associate e/o collegate ad un conto corrente bancario (carte conto con IBAN), spesso di tipo "light".
Le carte prepagate utilizzano solitamente gli stessi circuiti delle carte di credito (i più utilizzati sono VISA Electron e MasterCard).
Da distinguere dalle carte prepagate è la "gift card", o carta regalo. Queste sono emesse principalmente da piccole imprese (soprattutto esercenti) i quali a fronte di un pagamento immediato, erogano sulla carta un importo (spesso maggiorato di alcuni punti percentuali). Ad esempio, prepagando 50 euro di servizi presso un centro estetico, l'esercente può caricare sulla carta 70 euro. (fonte: Wikipedia)
Comunicati Stampa

Consumers and Prepaid: Rising Use, Especially by Mobile

     (Logo: http://photos.prnewswire.com/prnh/20130307/600769 ) New Survey Finds Prepaid Buyers Increasingly Younger And Mobile-Enabled This new Insight Summary Report from the CustomerMonitor Survey Series reveals that 56% of US adults bought prepaid cards in year preceding the 2014 survey, up from 53% in 2013 and 47% in 2012. Prepaid buyers are increasingly younger: 2 in 3 young adults (aged 18-34) surveyed bought prepaid cards, up from 3 in 5 surveyed in 2013. And they are increasingly mobile enabled, as nearly 2 in 3 smartphone owners, 3 in 4 smartphone and tablet owners, and 9 in 10 adults who have paid for goods and services by mobile phone have bought prepaid cards within the previous year. Today, prepaid cards are often a primary payment vehicle for mobile payments. Consumers and Prepaid: Rising Use, Especially by Mobile, the latest report from Mercator Advisory Group, presents survey findings based on responses to an online survey of 3,002 U.S. adults conducted in June 2014... (PR Newswire - 26/01/2015) Leggi

Local Authorities bank on Prepaid Financial Services

--(Pressat)--  The PFS prepaid card and bank account is fast becoming the first choice solution for Local Authorities and Clinical Commissioning Groups. Prepaid Financial Services (PFS), a leading provider of global prepaid solutions and a MasterCard® prepaid partner, is pleased to announce the launch of multiple programs for local authorities across the UK... (Thomson Reuters - 11/12/2014) Leggi
Annual Prepaid Europe Awards: la premiazione l’11 novembre a Milano

Annual Prepaid Europe Awards: la premiazione l’11 novembre a Milano

I premi alle eccellenze del mercato prepagato verranno consegnati in occasione del Prepaid Summit: Europe 2014. Evoluzione, opportunità e innovazione nel settore i temi centrali dell’evento (Borsani Comunicazione - 23/10/2014) Leggi

Prepaid and Gift Cards in Canada: 2014 Report

Driven by both open-loop and closed-loop card growth, prepaid cards continue to gain traction in the Canadian marketplace: Packaged Facts expects transaction volume to rise more than 15% in 2014. While new prepaid card regulations are now in force, it's only a matter of time before general-purpose reloadable prepaid card interchange rates garner more scrutiny. But with greater consumer transparency and with newer card programs offering more competitive pricing, we see robust growth for these cards in the near term. Maintaining high rates of growth will require expanding the target audience beyond the relatively narrow band of Canadian underbanked and unbanked consumers and convincing more mainstream consumers to part with their debit cards, especially 18-34s. This report gives industry participants guidance for success in the Canadian prepaid card market. Specifically, the report: (PR Newswire - 13/10/2014) Leggi

PFS named 16th fastest growing technology company in the UK by the Sunday Times Hiscox Tech Track 100

--(Pressat.co.uk)-- Prepaid Financial Services (PFS) has been listed as the 16(th) fastest growing company in the UK according to the Sunday Times Tech Track 100 for 2014 - http://www.fasttrack.co.uk/fasttrack/leagues/dbtechDetails.asp?siteID=3&compID=3 738&yr=2014 The FCA-authorized and regulated payment service provider was recognized as the 16(th) fastest growing technology company in the UK, underlining the growth of the company over the last few years... (Thomson Reuters - 02/10/2014) Leggi
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