Carta prepagata

Le carte prepagate (anche dette carte di credito ricaricabili o semplicemente carte ricaricabili) sono un tipo di carta di pagamento di debito (il pagamento è detratto dai fondi correnti).
Le carte di pagamento dette "prepagate" si differenziano dalle carte di debito e carte di credito poiché sono collegate ad un cosiddetto "borsellino elettronico", il cui accesso è garantito dalla carta stessa. Il pagamento viene addebitato istantaneamente: questa differenza sostanziale, con gli altri strumenti di pagamento, è un rilevante vantaggio per chi deve incassare l'importo essendo garantito l'immediato accredito. Molte carte prepagate sono associate e/o collegate ad un conto corrente bancario (carte conto con IBAN), spesso di tipo "light".
Le carte prepagate utilizzano solitamente gli stessi circuiti delle carte di credito (i più utilizzati sono VISA Electron e MasterCard).
Da distinguere dalle carte prepagate è la "gift card", o carta regalo. Queste sono emesse principalmente da piccole imprese (soprattutto esercenti) i quali a fronte di un pagamento immediato, erogano sulla carta un importo (spesso maggiorato di alcuni punti percentuali). Ad esempio, prepagando 50 euro di servizi presso un centro estetico, l'esercente può caricare sulla carta 70 euro. (fonte: Wikipedia)

United States Prepaid Cards Market 2014-2017

     (Logo: http://photos.prnewswire.com/prnh/20130307/600769 ) New Research Shows Which Segments Of The Prepaid Market Will Grow, And Which Will Shrink Through 2017 The report titled 11th Annual US Prepaid Cards Market Forecasts, 2014-2017 provides an analysis of the growth and development of the prepaid cards industry through 2017. The report overviews load, growth, and market dynamics in the United States across all prepaid segments. The report identifies key segments that will continue to witness a decline over the next few years as well as those that should see growth. The economy, politics, and consumer behavior will all influence which segments grow and which decline. This report reviews and forecasts load dollar volume and card volume for both open-loop and closed-loop segments. This forecast highlights the segments approaching market saturation as well as those that will continue to experience double-digit annual growth. "The fluctuating economy has made the prepaid market...
13/04/2015 19:59

Blackhawk Engagement Solutions improves global incentives with international currencies

Previous international incentive products allowed businesses to deliver rewards across the globe, but in U.S. dollar or Canadian dollar options. This meant a portion of the reward would be lost to currency conversion fees when used in other countries. The Paylution Euro and GBP Cards, offered through Blackhawk Engagement Solutions and developed and program managed by hyperWALLET, allow more reward earners around the world to receive the full value of their awards.
23/02/2015 15:00

Rev and Travelex Launch The NiHao UnionPay Prepaid Card in Hong Kong

The Travelex NiHao Card is an instant-issue reloadable UnionPay prepaid product now available over the counter at all Travelex branch locations throughout Hong Kong, and is accepted at over 9.5 million retail merchants, and online, plus over 500,000 ATMs throughout China.
18/02/2015 19:25

Consumers and Prepaid: Rising Use, Especially by Mobile

     (Logo: http://photos.prnewswire.com/prnh/20130307/600769 ) New Survey Finds Prepaid Buyers Increasingly Younger And Mobile-Enabled This new Insight Summary Report from the CustomerMonitor Survey Series reveals that 56% of US adults bought prepaid cards in year preceding the 2014 survey, up from 53% in 2013 and 47% in 2012. Prepaid buyers are increasingly younger: 2 in 3 young adults (aged 18-34) surveyed bought prepaid cards, up from 3 in 5 surveyed in 2013. And they are increasingly mobile enabled, as nearly 2 in 3 smartphone owners, 3 in 4 smartphone and tablet owners, and 9 in 10 adults who have paid for goods and services by mobile phone have bought prepaid cards within the previous year. Today, prepaid cards are often a primary payment vehicle for mobile payments. Consumers and Prepaid: Rising Use, Especially by Mobile, the latest report from Mercator Advisory Group, presents survey findings based on responses to an online survey of 3,002 U.S. adults conducted in June 2014...
26/01/2015 21:59

Local Authorities bank on Prepaid Financial Services

--(Pressat)--  The PFS prepaid card and bank account is fast becoming the first choice solution for Local Authorities and Clinical Commissioning Groups. Prepaid Financial Services (PFS), a leading provider of global prepaid solutions and a MasterCard® prepaid partner, is pleased to announce the launch of multiple programs for local authorities across the UK...
11/12/2014 15:31
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